Making a Claim Effectively and Other Insurance Tips

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Why holding public liability insurance matters

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Running a successful business involves delivering a great product or service to your customer exactly when they need it at a price that they are happy to pay. If you can meet these conditions then your business will grow. However, while you may strive for excellence on every occasion most of the time there is always the potential for something to go wrong. While most minor problems can be corrected with an apology or the skilful intervention of your customer services team some things are more serious and could lead to legal action or a claim for compensation against your company. Read More»

How to Protect Your New Business Operation from Risk

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If you want to change the world by bringing your own product or service to the marketplace, then you may be excited at the prospects ahead. After all, you may have identified your offering as unique or special and your market research indicates that it is likely to find a lot of favour. As part of your preparations, you will need to employ some staff and may need to open a shop or other facility in order to welcome your clientele. Read More»

Why Risk Is Everywhere – and How to Protect Yourself Against It

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If you’ve always wanted to be a small business owner, there has never been a better time to do so, as an increasing number of Australians are riding the entrepreneurial wave and making a good income for themselves as they do so. This can be an exciting proposition and especially if you have something unusual to sell in the form of a product or service, but you have to make sure that you are prepared for anything and cover yourself against all risks. Read More»

Construction Insurance: Understanding Common Exclusion Issues

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There are numerous risks involved in the construction industry. Therefore, it is critical for you to ensure that your business is properly covered in case of an unexpected incident. There are multiple issues that you should consider if you are planning on buying insurance for the first time or are thinking of making some changes. One of the common issues that you must address is exclusions. There are some elements which people assume are covered by their insurance policies, but they might not be included. Read More»

Liability Insurance - Why Your Company Should Have It

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If you run your own business and you employ staff to carry out work on your behalf, it’s important that your company has liability insurance.  This type of insurance is essential for employers as it provides you with protection should injury or accident occur as a result of the actions of one of your workers.  Here’s a brief guide to liability insurance to help you understand what cover you need for your business. Read More»

Considerations When Purchasing Business Insurance

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As a business owner, one of the things you will need for your business to run smoothly is business insurance. An insurance plan ensures you are covered in case of occurrence of unforeseen circumstances. It covers your investment and property in case of any losses and also takes care of medical costs if your employees or clients are injured at work. Different insurance plans offer different insurance packages for business. Since this is a long term plan, it is important to ensure that you make the best decision for your business. Read More»